{"id":1635,"date":"2021-07-06T12:07:35","date_gmt":"2021-07-06T11:07:35","guid":{"rendered":"https:\/\/www.socialdemocrats.ie\/affordable-housing-bill-lacks-even-a-basic-definition-of-affordability\/"},"modified":"2021-07-06T12:07:35","modified_gmt":"2021-07-06T11:07:35","slug":"affordable-housing-bill-lacks-even-a-basic-definition-of-affordability","status":"publish","type":"post","link":"https:\/\/www.socialdemocrats.ie\/ga\/affordable-housing-bill-lacks-even-a-basic-definition-of-affordability\/","title":{"rendered":"Affordable Housing Bill Lacks Even A Basic Definition of Affordability"},"content":{"rendered":"<p><strong><em>Affordability must be linked to income and ability to pay<\/em><\/strong><\/p>\n<p>The absence of a definition of affordability is a major gap in the Affordable Housing Bill, according to Social Democrats Housing Spokesperson Cian O\u2019Callaghan.<\/p>\n<p>\u201cIt is remarkable that the Government\u2019s Affordable Housing Bill has come to the D\u00e1il this week without even a basic definition of what an affordable home is.<\/p>\n<p>\u201cWithout an agreed definition of what an affordable home is, the Minister\u2019s work is almost meaningless. What does he mean when he talks about affordable housing? Does he mean a home that is truly affordable for people on average incomes? Or does he mean a small discount on unaffordable market prices?<\/p>\n<p>\u201cInternationally, an affordable home is one that costs 30pc or less of take-home income. To date, the only definition of affordable housing offered by the Government has been one based on a discount off market prices. This is a fundamentally flawed approach. Affordability should not be measured against prices in a broken and dysfunctional housing market. Instead, affordability must be linked to income and ability to pay.<\/p>\n<p>\u201cIt is time for the Minister to set out clearly what he means when he talks about affordable housing. How much should a decent home cost someone on an average income? People have had enough of the bluff and bluster.<\/p>\n<p>\u201cJudging by the contents of the Affordable Housing Bill, it seems the Government is more interested in providing a subsidy to developers than making homes genuinely affordable.<\/p>\n<p>\u201cInstead of reducing costs to make housing more affordable, the cornerstone of the Government\u2019s affordability plans, the Shared Equity Scheme, focuses on increasing household debt. This is the wrong approach.<\/p>\n<p>\u201cIt was reported earlier this year that an apartment that cost up to \u20ac500,000 would be classed as affordable by the Minister. The Government is living on another planet if he thinks \u20ac450,000 for a home in Dublin \u2013 and \u20ac400,000 in Cork and Galway \u2013 is affordable. It simply is not.<\/p>\n<p>\u201cThere is another way. Using the \u00d3 Cualann model, the Government could build homes on state-owned land and sell or rent these at cost. These would be truly affordable homes that would cost about \u20ac250,000 to buy for those on average incomes. It is beyond time the Minister signed up to this version of affordable housing.\u201d<\/p>\n<p>6 July, 2021<\/p>\n<p>Ends<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Affordability must be linked to income and ability to pay The absence of a definition of affordability is a major gap in the Affordable Housing Bill, according to Social Democrats Housing Spokesperson Cian O\u2019Callaghan. \u201cIt is remarkable that the Government\u2019s Affordable Housing Bill has come to the D\u00e1il this week without even a basic definition [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":1499,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[278,10,7],"tags":[],"class_list":["post-1635","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cian-ocallaghan","category-housing-crisis","category-press-release"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.9 - 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